ADVISORY BOARDS

Kevin A. Fallon is a senior Investment Director for the Consensus Business Group, a £4 billion property and private equity corporation in the United Kingdom. During the past 8 years with Consensus, Mr. Fallon has built a global university technology transfer business network comprising of 32 of the worlds top 100 universities. Mr. Fallon is also the Director of Consensus' Science, Technology and Innovation business unit and is a key member of the Aerospace and Defense Offset team. Mr. Fallon sits on numerous boards representing Consensus' investments in both private and public companies.

Mr. Fallon started his career as a corporate jet pilot for a prominent Middle Eastern family, and later became an entrepreneur, setting up a number of private businesses in the region. Through the 1980's and 1990's, he managed the private family office investments in a number of Saudi Arabian and Gulf joint ventures with Cargill, Mobil Oil, Marsh McLennan, Samsung Heavy Industries, Lucent Technologies, In-Flight Phone Inc. and others throughout the Middle East, the US, Europe and Asia. During this time he also implemented three indirect offset projects in Saudi Arabia.

Mr. Fallon is a graduate of Parks College of Aeronautical Technology of St. Louis University and is a rated commercial, instrument multi-engine pilot and a Certified Flight Instructor

Greg is currently the Executive VP for Operations of the South Carolina Research Association. Prior to SCRA, Greg was the EVP of Battelle Science and Technology International where he was responsible for a $900mm P&L and more than 5,500 scientists, engineers and support staff. This division was focused on National Security; Health and Life Sciences; and Energy, Transportation and Environment. Greg earned his B.S. and M.A. from University of South Dakota and is a graduate of the Executive Management Program at Duke University. Greg also served as a Captain in the US Army. Greg currently serves as a director of Horne Engineering, Franklin University, University of South Dakota Foundation and the Columbus Zoo.

Glenn Hubbard was named dean of Columbia Business School on July 1, 2004. A Columbia facility member since 1988, he is also the Russell L. Carson professor of Finance and Economics. As a faculty member at Columbia University's Graduate School of Arts and Sciences, he is professor of economics. Professor Hubbard received his BA and BS degrees summa cum Laude from the University of Central Florida, where he received the National Society of Professional Engineers Award. He holds Am and PhD degrees in economics from Harvard University, he received fellowships from the National Science Foundation and Alfred P. Sloan Foundation. He has been a visiting professor at Harvard's Kennedy School of Government and Harvard Business School, as well as the University of Chicago. Professor Hubbard also held the John M. Olin Fellowship at the National Bureau of Economic Research, at which he remains affiliated with research programs in monetary economics, public economics, corporate finance, and industrial organization. Additionally, he is a visiting scholar at the American Enterprise Institute in Washington and a member of the International Advisory Board of the MBA Program of Ben-Gurion University.

After graduating from Harvard, Professor Hubbard began his teaching career at Northwestern University. He moved to Columbia in 1988 and served as senior vice dean of the Business School from 1994 to 1997 and co-director of the Entrepreneurship Program from 1998 to 2004. His research spans tax policy, monetary economics, corporate finance, and international finance.

In addition to writing more than 100 scholarly articles in economics and finance, Professor Hubbard is the author of two leading textbook on money and financial markets and principals of economics, as well as co-author of Healthy, Wealthy, and Wise: Five Steps to a better Health Care System. His commentaries appear frequently in Business Week, the Wall Street Journal, the New York Times, the Financial Times, the Washington Post, Nikkei and the Daily Yomiuri, as well as on television (on PBS's Nightly Business Report) and radio (on NPR's Marketplace).

In government, Professor Hubbard served as deputy secretary of the U.S. Treasury Department for Tax Policy from 1991 to 1993. He supervised administration efforts on revenue estimates, tax reform, and health policy. From February 2001 until March 2003, he was chairman of the U.S. Council of Economic Advisers under President George W. Bush. His responsibilities included advising the president on economics policy, tax and budget policy, emerging market financial issues, international finance, health care, and environmental policy. While serving as CEA chairman, he also chaired the Economic Policy Committee of the OECD.

In the corporate sector, he is currently a director of ADP, BlackRock Financial, Duke Realty, KKR Financial Corporation, R.H. Donnelley, Inc., and Ripplewood Holdings. Professor Hubbard has also served on the advisory boards of several organizations, including the Council on Competitiveness, the American Council on Capital Formation, the Tax Foundation, and the Center for Addiction and Substance Abuse. He is a trustee of the Economic Club of New York and the Fifth Avenue Presbyterian Church of New York and a member if the Big Apple District Committee of the Boy Scouts of America.

Professor Hubbard is married to Constance Pond Hubbard. They live Manhattan with their two sons.

President, Drew University, Madison, NJ 1990-2005

Chairman, 9/11 Commission 2002-2004

Governor, State of New Jersey 1982-1990

On December 16, 2002, Tom Kean was named by President George W. Bush to head the National Commission on Terrorist Attacks upon the United States. The Commission' work culminated on July 22, 2004, with the release of the 9/11 Commission Report, which quickly became a national bestseller. Its recommendations resulted in the largest intelligence reform in the nation's history. Kean currently serves as the chairman of the 9/11 Public Discourse Project, a nonprofit entity created with private funds to continue the Commission's work of guarding against future attacks.

As Governor, Kean was rated among America's most effective state leaders by Newsweek magazine; noted for tax cuts that spurred 750,000 new jobs; a federally replicated welfare reform program; landmark environmental policies; and more than 30 education reforms. He delivered the keynote address at the 1988 Republican National Convention. He was re-elected fir a second term by the largest margin in state history.

While Governor, he served on the President's Education Policy Advisory Committee and as chair of the Education Commission of the States and the National Governor's Association Task Force on Teaching. He remains one of the most popular governors in New Jersey's history.

Tom Kean served as president of Drew University from 1990 until 2005. during his 15 years tenure, he focused on shaping Drew into one of the nation's leading small liberal arts universities by stressing the primacy of teaching, the endowment nearly tripled; and more than $ 60 million was committed to construction of new buildings and renovation of order buildings, principally student residence halls.

Kean served on several national committees and commissions. He headed the American delegation to the UN Conference on Youth in Thailand, served as vice chairman of the American Delegation to the World Conference on Women in Beijing, and served as a member of President Clinton's Initiative on Race. He also served on the National Endowment for Democracy. He holds more than 30 honorary degrees and numerous awards from environmental and educational organizations.

Kean currently serves as chairman of the board of the Robert Wood Johnson Foundation, the nation's largest health philanthropy. In addition, he serves on a number of corporate boards and is chair of the Newark Alliance and the National Campaign to Prevent Teen Pregnancy, and is the former chair of the Carnegie Corporation of New York, Educate America, and the national Environmental Education and Training Foundation. He also serves on the National Council of the World Wildlife Fund.

He holds a B.A. from Princeton University and an M.A. from Columbia University Teachers College and has served as a trustee of both institutions. Kean is the author of The Politics of Inclusion, published by The Free Press. He writes a regular column for The Star Ledger with former Governor Brendan Byrne and appears as a regular commentator on New Jersey Network News. His wife is the former Deborah Bye of Wilmington, Delaware. The Keans have twin sons, Tom and Reed, and a daughter, Alexandra, and resides in Bedminster, New Jersey.

On October 8, 2001, Tom Ridge was sworn in as the first Office of Homeland Security Advisor in the history of the United States of America. In the words of President George W. Bush, he had the strength, experience, personal commitment and authority to accomplish this critical mission.

The President established the Office of Homeland Security and the Homeland Security Council, following the tragic events of September 11. His charge to the nation's new director of homeland defense was to develop and coordinate a comprehensive national strategy to strengthen protections against terrorist threats or attacks in the United States.

Ridge was twice elected Governor of Pennsylvania, serving from 1995 to 2001. He kept his promise to make Pennsylvania "a leader among states and a competitor among nations." Governor Ridge's aggressive technology strategy helped fuel the state's advances in the priority areas of economic development, education, health and the environment.

Then Governor Ridge cut taxes every year he was in office. To ensure Pennsylvania was home to the jobs of the future, the Governor created industry-led Greenhouse initiatives in advanced computing technologies and the life sciences.

He signed into law the Education Empowerment Act, to help more than a quarter-million children in Pennsylvania's lowest-performing schools. His education technology initiatives brought anytime, anywhere learning to Pennsylvanians from pre-school to adult education.

During his years in the Governor's office the number of children receiving free or low-cost health care through Pennsylvania's nationally recognized Children's Health Insurance Program increased by 145 percent increase.

Governor Ridge's common sense Land Recycling Program is a national model. He won passage of "Growing Greener," to make Pennsylvania's largest environmental investment ever, nearly $650 million.

Born Aug. 26, 1945, in Pittsburgh's Steel Valley, Gov. Ridge was raised in a working class family in veterans' public housing in Erie. He earned a scholarship to Harvard, graduating with honors in 1967. After his first year at The Dickinson School of Law, he was drafted into the U.S. Army, where he served as an infantry staff sergeant in Vietnam, earning the Bronze Star for Valor. After returning to Pennsylvania, he earned his law degree and was in private practice before becoming assistant district attorney in Erie County. He was elected to Congress in 1982. He was the first enlisted Vietnam combat veteran elected to the U.S. House, and was overwhelmingly re-elected six times.

Governor Ridge and his wife, Michele, the former executive director of the Erie County Library system, have two children, Lesley and Tommy.